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FCR-LEGAL // Terms

Terms & Conditions

FCR Investments  |  Last Updated: January 1, 2025  |  Effective Date: January 1, 2025

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your use of the FCR Investments website (fcr-investments.com) and any services provided by FCR Investments ("FCR," "we," "our," or "us"), located at 45 NE Loop 410, San Antonio, TX 78216. By accessing or using our website, submitting an inquiry, or receiving services from FCR Investments, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or services. We reserve the right to modify these Terms at any time. Continued use of the website following any changes constitutes acceptance of the revised Terms.

2. Services Description

FCR Investments is a direct business lender providing financial products and services to business entities, including but not limited to:

  • Working Capital Loans for operational business needs
  • Revenue-Based Financing aligned with business revenue performance
  • General Business Funding for growth, acquisition, and expansion
  • Equipment Financing for machinery, vehicles, and technology

All financial products are subject to credit review, underwriting approval, and applicable state and federal regulations. Not all applicants will qualify for all products. Terms, rates, and availability are subject to change without notice.

3. Eligibility

Our services are available to:

  • Business entities legally registered in the United States
  • Individuals acting on behalf of an authorized business entity
  • Applicants who are at least 18 years of age
  • Businesses meeting our underwriting criteria as determined by FCR Investments in its sole discretion

Submission of an application does not guarantee approval or funding. FCR Investments reserves the right to decline any application without disclosing specific reasons.

4. Website Use

You agree to use the FCR Investments website only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

  • Submit false, misleading, or inaccurate information in any form
  • Attempt to gain unauthorized access to any portion of our systems or website
  • Use automated tools to scrape, crawl, or index website content without permission
  • Transmit viruses, malware, or other harmful code through our website
  • Engage in any activity that disrupts or interferes with website performance

5. Accuracy of Information

FCR Investments strives to maintain accurate information on this website. However, we do not warrant that all content is complete, accurate, or current. Financial products, rates, and terms are subject to change. Content on this website is for informational purposes only and does not constitute a binding offer of credit.

Any application submitted through our website initiates a review process. Final terms are provided in writing upon approval and must be accepted before any funding is disbursed.

6. SMS Terms & Conditions

By opting in to receive SMS/text messages from FCR Investments, you agree to the following SMS terms:

Program Description

FCR Investments operates an SMS messaging program to send marketing and promotional messages to users who have expressly consented to receive them. Messages are sent using an automated telephone dialing system (ATDS) and may include offers, product updates, funding information, and related communications.

Message Frequency & Rates

Message frequency varies. You may receive up to 4 messages per month.

Message and data rates may apply. Standard carrier rates for SMS/MMS messages apply based on your mobile service plan.

How to Opt Out

You may opt out of receiving SMS messages from FCR Investments at any time by replying STOP to any text message we send you. Upon receipt of your opt-out request, we will send a final confirmation message and will cease sending SMS messages to your number, unless you choose to re-enroll.

How to Get Help

For assistance with our SMS program, reply HELP to any message you receive, or contact us directly at vincent@fcr-investments.com.

Consent Is Not Required

Consent to receive SMS/text messages is NOT a condition of purchase or of obtaining any financial product or service from FCR Investments. You may opt out at any time without affecting your eligibility for our financial products.

Supported Carriers

Our SMS program is available with most major U.S. mobile carriers. Carrier support is not guaranteed for all carriers. FCR Investments is not responsible for delayed or undelivered messages due to carrier issues.

7. Intellectual Property

All content on the FCR Investments website, including but not limited to text, graphics, logos, images, and software, is the property of FCR Investments and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Disclaimer of Warranties

THE FCR INVESTMENTS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

FCR INVESTMENTS DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FCR INVESTMENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

FCR INVESTMENTS' TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM YOUR USE OF THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO FCR INVESTMENTS FOR SERVICES IN THE THREE MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

10. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy for information on how we collect, use, and protect your personal information.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Bexar County, Texas.

12. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

13. Contact Information

For questions about these Terms and Conditions, please contact us:

  • FCR Investments
  • 45 NE Loop 410, San Antonio, TX 78216
  • Email: vincent@fcr-investments.com
FCR

FCR Investments — Direct business lender headquartered at 45 NE Loop 410, San Antonio, TX. Deploying capital with precision for Texas enterprises.

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45 NE Loop 410
San Antonio, TX 78216
vincent@fcr-investments.com
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