FCR Investments // Privacy Policy

FCR-02 // Data Doctrine

1. Introduction

FCR Investments ("FCR," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage our financial products and services. By using our website or submitting information to us, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following categories of information:

Contact Information: Name, email address, phone number, business name, and mailing address that you voluntarily provide.
Business & Financial Information: Details you submit regarding your funding needs, business operations, and financial position.
Technical Information: IP address, browser type, device information, and usage data collected automatically.
Communications: Records of your correspondence with us, including form submissions, emails, and text messages.

3. How We Use Your Information

We use the information we collect to:

Evaluate and respond to your funding inquiries and applications;
Provide, operate, and improve our financial products and services;
Communicate with you regarding your requests, including via email and SMS where you have consented;
Comply with legal, regulatory, and lending obligations;
Detect, prevent, and address fraud or security issues.

4. How We Share Your Information

We may share your information with trusted service providers who perform functions on our behalf, with regulatory or legal authorities where required by law, and in connection with a business transfer such as a merger or acquisition. We do not sell your personal information.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. SMS & Text Message Communications

If you opt in to receive text messages from FCR Investments, you expressly consent to receive recurring marketing and promotional SMS/MMS messages related to our financial products and services, sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time by texting STOP to any message you receive from us. Reply HELP for assistance, or contact us at vincent@fcr-investments.com.

Consent is NOT a condition of purchase of any goods or services. Your decision to opt in or out of SMS communications will not affect the availability of our financial products or services to you.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, to comply with our legal and regulatory obligations, and to resolve disputes.

8. Your Rights & Choices

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information, and to opt out of certain communications. To exercise these rights, contact us at vincent@fcr-investments.com.

9. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our website constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, contact us at:

FCR Investments
45 NE Loop 410, San Antonio, TX 78216
Email: vincent@fcr-investments.com